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HR: group health plan needs reserves; property/casualty fund shows a shortfall requiring higher internal rates
Summary
Human Resources reported a self-insured group health plan covering roughly 7,500 lives and proposed a 6% increase in employer contributions for fiscal 2026; property and casualty reserves declined and HR recommended rate increases for workers’ comp and liability to rebuild the fund.
Human Resources staff briefed Brevard County commissioners on March 27 about the county’s self-insured group health plan and its property/casualty (risk) program, reporting that the health fund requires a proposed 6% employer contribution increase for fiscal 2026 while the risk fund recorded a deficit in fiscal 2024 and will need higher internal chargebacks to departments.
Melissa (HR presenter) said the county’s group health plan is fully self-insured and covers approximately 7,500 lives (about 4,000 employees and 3,300 dependents). She said reserves built up historically but declined after the county reduced its…
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