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MMSD projects $8–$12M rise in health costs; board weighs plan changes and eligibility shifts
Summary
District HR presented preliminary health insurance renewal figures and options including higher employee premium shares, deductible changes, and raising benefits eligibility from 50% to 75% FTE. Board members expressed concern about impacts on low‑hour employees and people with chronic conditions.
Human resources staff presented the operations work group on March 10 with preliminary figures for 2025–26 health and benefits renewals and three policy options the board could consider to reduce district exposure.
Jennifer (HR lead) and Rachel Carville presented enrollment and claims data for MMSD benefit plans. Rachel said the district currently budgets about $85 million for health benefits and that claims ratios for the carriers were above targets (Courts 106.4% of premium; Dean 117%), weakening the district's negotiating leverage. She said the district is still…
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