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Board approves health-plan renewal under Lockton dvised Scenario 2; EPO plan sees largest employee increase
Summary
The school board voted 6-0 with one abstention to adopt Lockton dvised "Scenario 2" for the district wide health insurance renewal, a change the broker said limits impact on PPO and HSA members while increasing costs more for employees in the EPO plan.
The Saint Joseph School District Board of Education voted to adopt "Scenario 2," the benefits broker Lockton's recommendation for the district—s July 1 health-insurance renewal, after a presentation from Lockton representative Matt Tritz and district staff.
Lockton projected a market-driven increase for 2025-26 and presented four scenarios. Matt Tritz recommended Scenario 2 because it lessens the impact on employees enrolled in the PPO and the high-deductible HSA plans while placing a substantially larger share of the increase on the EPO membership; about 20% of employees are in the EPO, 35% in the PPO, and 45% in the HSA, the broker said.
"My recommendation is scenario 2," Tritz told the board during the benefits presentation.
The board recorded a roll-call vote. The motion to adopt Scenario 2 passed with six yes votes and one abstention (Rick Gehring), with board members Mike Moore, Kim Miller, Ronna Chesney, Whitney Lanning and Latonya Williams voting in favor.
District impact and rationale: Lockton estimated the district—s net plan cost would rise by roughly 6% under Scenario 2, and that distributing increases in this way minimizes costs for the larger PPO and HSA memberships while shifting proportionally more of the increase to EPO enrollees. Lockton and district staff said keeping the EPO an option for one more year would ease employee transition and preserve choice while the board evaluates longer-term plan structure.
Next steps and communication: The district will implement changes for the 2025-26 plan year and staff will communicate rate and plan changes to employees, including that the EPO option could be phased out in subsequent years if its funding position does not improve.
Vote details: Motion to adopt Lockton—s Scenario 2 (mover: Mike Moore; second: not specified in transcript). Vote: Mike Moore d— yes; Kim Miller d— yes; Rick Gehring d— abstain; Ronna Chesney d— yes; Whitney Lanning d— yes; Latonya Williams d— yes. The chair declared the motion passed (6 yes, 1 abstention).
