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Insurance director outlines proposal for wildfire mitigation fund; RS 32507 introduced
Summary
The Idaho Department of Insurance presented RS 32507 proposing a state fund to issue grants or matching programs to help homeowners harden properties against wildfire; the committee introduced the request sequence for further review by the Business Committee if printed as a bill.
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The House Health and Welfare Committee heard a presentation from Dean Cameron, director of the Idaho Department of Insurance, on RS 32507, a request‑series bill intended to stabilize the insurance marketplace and help homeowners harden properties against wildfire.
"Essentially what it does is it sets up a fund in the Department of Insurance in the State Treasury and that fund would allow the Department of Insurance to issue grants or matching programs, and would allow us to help consumers be able to harden their homes to prevent those homes from being burnt in a wildfire," Director Dean Cameron said.
Cameron said the proposal is a compromise developed over multiple years with stakeholders, including insurance industry representatives, and follows earlier work on House Bill 17. He described two goals: protecting homes from fire and encouraging insurers to return to the marketplace.
Representative Redmond said the RS would be introduced and routed to the Business Committee if the bill is printed. The committee approved a motion to introduce RS 32507; committee members did not take questions about fiscal estimates or specific grant mechanics during the Health and Welfare presentation and deferred detailed review to the Business Committee.
No dollar amounts, specific grant criteria, or statutory citations were provided in the Health and Welfare hearing.
