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House Bill 241 aimed at earned-wage access recharacterizes services as loans with fee cap

2763784 · March 25, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A presenter told the Senate Rules committee that HB241 would treat earned-wage access as loans, allowing immediate-pay fees up to $5 and leaving a free 24-hour option; presenters said no new code was created compared with a prior proposal.

ATLANTA — On March 25 before the Senate Rules committee, the author presented House Bill 241, a measure addressing earned-wage access services and how they are characterized under state law.

The presenter, identified in the transcript as Chairman Rhodes, told committee members that HB241 “deals with earned wage access” and that the draft “did not create any new code” compared with a prior proposal. He said the bill “basically characterize[s] these as loans, which would allow them to charge up to $5…

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