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Committee hearing referenced multiple housing bills; senators urged combining supply incentives with targeted assistance

2758701 · March 12, 2025

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Summary

Senators and witnesses cited a slate of proposed bills addressing zoning reform, vouchers, manufactured homes and other measures; committee members indicated interest in advancing parts of these proposals.

WASHINGTON — During the Senate Banking, Housing and Urban Affairs hearing, senators and witnesses repeatedly cited pending legislation that seeks to expand supply, modernize mortgage markets and increase assistance for low‑income households.

A non‑exhaustive list of bills and proposals mentioned in testimony and questioning includes: the Road to Housing Act (Chairman Scott), the American Housing and Economic Mobility Act (Chairman Scott with Senators Warnock, Van Hollen and Kim), the Scaling Community Lenders Act (Sen. Warner & Sen. Crapo), the PRICE Act and Home Investment Partnerships Reauthorization and Improvement Act (Sen. Cortez Masto), Family Stability and Opportunity Vouchers Act (Sen. Van Hollen & Sen. Young), Housing Vouchers Fairness Act (Sen. Gallego), Whole Home Repairs Act (Sen. Lummis & Sen. Fetterman), Helping More Families Save Act (Sen. Reed & co‑sponsors), and a Rural Housing Service Reform Act referenced by Senator Rounds and Senator Smith.

Witnesses said these bills represent a range of approaches: supply‑focused incentives and zoning reform; demand‑side support such as vouchers and down‑payment assistance; modernization of mortgage infrastructure; and targeted preservation programs for rural and tribal communities.

Why it matters: The hearing underscored bipartisan interest across a spectrum of legislative ideas. Witnesses and senators emphasized that effective policy may require combining many of these tools rather than relying on a single approach.

Looking ahead: Committee members invited witnesses to provide detailed legislative suggestions for the record and flagged possible bipartisan packages combining incentives for local production with expanded rental assistance and preservation funding.