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Health‑insurance consultant: Anthem renewal would rise about 15% while Virginia Local Choice quote could lower county cost
Summary
Franklin County’s health‑benefits consultant reported that the incumbent insurer’s negotiated renewal would mean roughly a 15% premium increase, while a later Virginia Local Choice quote would cut combined premiums and could save the county about $1 million compared with the Anthem renewal when dental and vision are included.
A health‑insurance consultant hired this year told the Board of Supervisors that an Anthem renewal would have raised Franklin County premiums roughly 15%, while an unsolicited Virginia Local Choice (TLC) quote that arrived after the RFP closed showed a decrease of about 5% compared with the county’s current plan.
What the consultant presented: Pierce Group Benefits, the county’s newly selected benefits consultant, ran a formal RFP for fully insured proposals. The incumbent carrier, Anthem, submitted a renewal that staff and the consultant negotiated down to about a 15% increase. The consultant said…
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