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Legislators consider raising minimum auto-insurance limits after DUI convictions

2732817 · March 21, 2025

Summary

Senate Bill 121 would increase required liability insurance limits for drivers convicted of driving under the influence; the sponsor said current minimums have not been raised in 14 years and argued higher limits are warranted, while committee members asked for comparative context and rationale.

The committee heard from the sponsor of Senate Bill 121, which would change minimum auto-liability insurance limits for drivers after DUI convictions. The sponsor said Georgia’s current statutory minimums—described in committee as $25,000/$50,000/$25,000—have not been increased in 14 years and that the bill would require higher limits for convicted drivers.

The sponsor framed the proposal as ensuring insurance levels are more consistent with the value of modern vehicles and with other states’ limits. Committee members asked for context and comparison; the sponsor cited a change in another state’s limits and stressed the public-policy rationale that someone convicted of DUI should carry higher limits than the general minimums. The transcript records no committee vote on the bill in this session.

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