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House passes bill to increase transparency in wildfire risk scoring used by insurers
Summary
House Bill 11‑82 requires insurers to provide information about wildfire risk models and mitigation‑based discounts; sponsors say the measure will help homeowners understand and contest models that affect coverage and premiums.
The Colorado House passed House Bill 11‑82 on March 19, 2025, a bill intended to increase transparency around wildfire risk scores and the models insurers use for underwriting and pricing property insurance.
Representative Dylan Brown, a sponsor, described the measure as aimed at “promoting transparency and accountability in the wildfire risk score and the models and empowering Coloradans to make informed decisions about…
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