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Senate committee backs bill to exempt $25,000 of life insurance cash value from Medicaid eligibility calculations

2694732 · March 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The Senate Banking and Insurance Committee agreed to a committee substitute for Senate Bill 6 to exclude the first $25,000 of a life insurance policy's cash-surrender value or death benefit from Medicaid asset calculations and voted to report the measure to the full Senate, with a first referral to the Health and Human Resources Committee.

The Senate Banking and Insurance Committee on an unrecorded voice vote agreed to a committee substitute for Senate Bill 6 that would create a new section in the human resources code exempting the first $25,000 of the cash value or death benefit of a life insurance policy from Medicaid eligibility calculations.

Counsel told the committee the substitute "provides so that the first 25000 dollars of the cash value of a life insurance policy, or of the death benefit of a life insurance…

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