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Committee asks staff to return with details on federal funding for private home elevation
Summary
Committee heard staff explain how Miami Beach can help homeowners pursue FEMA-funded elevation under the city’s Private Property Adaptation program and asked for analysis of local match obligations before committing city funds.
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Miami Beach staff told the committee on March 4 that private home elevation can be supported using federal mitigation programs and city‑run assistance, and the committee asked administration to return with details on local cost exposure and program mechanics.
Amy Knowles, the city’s chief resilience officer, said the Private Property Adaptation program will include an assessment and technical assistance component to help homeowners determine whether they qualify for federal Flood Mitigation Assistance (FMA) grants. Knowles said some repetitive‑loss properties in Miami Beach could be eligible, and that the program’s consultant would prepare benefit–cost analyses and federal applications for qualified owners.
Why it matters: more than 90% of Miami Beach lies in FEMA’s Special Flood Hazard Area, and staff noted that elevating privately owned homes could reduce repeated flood damage and is a complement to the city’s public infrastructure resilience efforts. Committee members asked whether a local match would be required and whether the city would be obligated to provide that match; Knowles said match levels vary by program and property and that staff will provide specific guidance.
Committee action: members asked staff to return to the committee next month with clarifying details about program rules, the likely local match exposure, and any protections the city could require to prevent dollars from paying for improvements that would then be immediately demolished. Committee voted to send the item to finance for possible local matching funds and asked that staff present a timeline for federal application cycles.
Quotes: “This could be part of our Private Property Adaptation Program,” Amy Knowles said, noting the city will assist homeowners with cumbersome federal application steps. "The funding is actually quadrupled, from what it used to be with the new federal funding coming down, so it's great timing."
Ending: Staff will return with a packet describing the FMA program steps, estimated local match exposure, administrative steps for the Private Property Adaptation Program and recommendations for whether the city should set aside local matching dollars as part of this year’s budget cycle.

