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Committee hears amendment to bar medical‑debt reporting to credit agencies and void existing entries
Summary
Senate Bill 605 dash‑4 would make it an unlawful trade practice to report medical debt to consumer reporting agencies, remove existing medical debt from credit reports, and give plaintiffs the ability to obtain orders voiding medical debt; the dash‑4 revises the definition of medical debt to exclude cosmetic surgery and removes a definition of '
The Senate Committee on Labor and Business heard testimony March 18 on Senate Bill 605, a dash‑4 amendment that would prohibit reporting medical debt to consumer reporting agencies and strip medical debt items from credit reports for Oregon residents.
Committee staff explained the dash‑4 amendment refines the bill’s definitions and enforcement language. The amendment specifies what qualifies as medical debt and excludes cosmetic surgery unless reconstruction is required following trauma, injury, infection or disease. It also removes an earlier definition of "medical services provider" and…
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