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Committee hears bill to require insurance and second‑vehicle proof for new collector plates; DOL estimates systems changes and mailing costs

2663374 · March 17, 2025
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Summary

Substitute Senate Bill 5127 would repeal the longstanding insurance exemption for collector vehicle and horseless carriage plates, require proof of collector‑vehicle insurance for applicants after January 15, 2026, and require new applicants to show ownership and registration of a second daily‑use vehicle (with exemptions possible). Department of

The House Transportation Committee held a public hearing on Substitute Senate Bill 5127, a companion to House Bill 1194, which would change eligibility and insurance rules for collector vehicle and horseless carriage plates.

Sandy Myers, committee staff, summarized the bill: under current law collector and horseless‑carriage plates are exempt from the state’s motor‑vehicle liability insurance requirement. SB 5127 would repeal that exemption; after Jan. 15, 2026 applicants for a collector vehicle plate must provide proof of a collector‑vehicle insurance policy with statutory minimum liability limits. The bill would also require new applicants to show proof of ownership and current registration…

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