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Commission members flag event liability gaps; vendors urged to carry certificates of insurance
Summary
Commission members discussed unclear insurance coverage for city events and vendor activities, concluding city insurance does not automatically cover outside events and recommending vendors provide certificates of insurance; staff follow-ups were requested.
Members of the Webster Groves Business Development Commission discussed liability coverage for public events and vendor activity, with several commissioners saying the city’s insurance does not automatically extend to outside event organizers and that vendors should carry their own policies and provide certificates of insurance. The discussion focused on costs, administrative responsibility and steps organizers can take to reduce exposure.
Commissioners said past assumptions that city insurance would cover events were incorrect. A commission member who reviewed options told the group that city…
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