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Committee approves flood insurance renewal, directs immediate application for coverage on four new school buildings
Summary
The Livingston Parish budget committee approved renewal quotes for expiring flood insurance and directed staff to apply immediately for coverage on four newly completed school buildings to align renewal dates in September.
The Livingston Parish Public Schools budget committee voted to accept renewal quotes for expiring flood insurance and to apply for new coverage for four recently completed school buildings so their policies will align with the district’s September renewals. The motion was made by Mister Vidal and carried; individual roll-call votes were not recorded in the committee transcript.
Norris Consultant Insurance Consulting representative Miss Ruben presented the renewal, telling the committee, “This is a simple flood policies that are coming up for renewal in September.” She said the renewal premium shown on the spreadsheet is $931,024 for existing policies, about a $35,000 increase over expiring rates from the National Flood Insurance Program. She also identified four new buildings to be added to the schedule: Springfield Cafeteria; Walker High Softball Field House; French Settlement High Field House; and Live Oak STEM.
Ruben explained those four will be applied for as new FEMA policies and that “there’s a 30 day waiting period” before coverage takes effect for newly issued NFIP policies. To avoid staggered renewal dates, she recommended filing the applications immediately after the board’s Thursday approval so the waiting period would complete before the district’s September renewal cycle.
Committee discussion was brief; no substantive questions were recorded. The committee chair called for a motion "to accept the renewal quotes recommendation for flood insurance filed 09/04/2025." The motion was made and seconded and recorded in the transcript as passing with “All opposed? None. Motion carries.”
The committee’s formal action authorizes (1) renewal of the existing flood policies listed on the consultant’s schedule and (2) immediate application for NFIP coverage on the four newly completed buildings, recognizing that each new FEMA policy is subject to a 30-day NFIP waiting period before it becomes effective.
Costs presented to the committee total $947,005.98 for the coming year when the four new buildings are included; the renewal premium for the existing policy set was given as $931,024. The spreadsheet shown to the committee also noted a slight increase in the statement of values from the prior year. The committee did not set further conditions or direct additional study in the transcript.
