The Elko County Board of Commissioners approved the county’s fiscal‑year renewal with the Nevada Public Agency Insurance Pool (PoolPact/NPAIP), hearing a renewal presentation from the county’s agent of record and the pool’s chief financial officer.

Dane Iriardi, county agent of record through the Pool, said the renewal included a “slight increase this year” and described the pool as offering steadier year‑to‑year pricing than private-market alternatives. Alan Kalt, CFO of the pool, told the board PoolPact is “member owned, member governed” and listed services the pool provides at no additional cost, including risk management, HR support, online training, cyber coverage and law enforcement resources. Kalt said member services account for a substantial portion of the pool’s budget and that the pool “takes up to a million dollars of the first million” in coverage layers, uses captive pooled layers and participates in reinsurance pools to aggregate excess coverage and limit market volatility.

Pool staff identified the main drivers of the county’s modest renewal increase as higher exposures across several lines: payroll, total insured values, vehicle and equipment counts and increased emergency-services exposure. The pool showed an internal budget breakdown indicating about 77% of budgeted funds go to pay claims and loss funds and that administrative costs represent roughly 5.1% of the total budget.

During discussion commissioners asked for clarity on the auto/equipment count (the pool clarified that ‘auto’ includes tagged equipment and vehicles in road yards, graders and trailers over $5,000) and on changes in county full‑time‑equivalent counts (staff explained election workers had recently been transitioned to payroll rather than accounts‑payable, which increased FTE totals used to price coverage). One commissioner disclosed that the county’s agent (Dane) is his personal agent but said he saw no conflict with the renewal vote.

The board moved to approve the fiscal‑year 2026 renewal proposal from the Nevada Public Agency Insurance Pool by voice vote. Commissioners offered general appreciation for the pool’s member services and risk‑control work.

Ending: The renewal was approved by voice vote; staff and PoolPact representatives said the pool’s training and loss-control services are part of efforts to stabilize premiums and reduce claims costs over time.