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Deltona insurance agent warns homeowners to verify replacement cost and wind deductibles, avoid signing AOBs
5511925 · July 31, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.
Summary
At a Deltona preparedness event, insurance agent Mel Hines told homeowners to confirm replacement-cost values, check percentage wind-and-hail deductibles, consider raising non-hurricane deductibles to reduce premiums, and be cautious about assignment-of-benefits contracts and door-to-door contractors.
Mel Hines, a Deltona insurance agent, urged homeowners at a city hurricane-preparedness event to check their homeowner policies now, before a storm. "The first thing you need to do is to pull out your policy" and verify the replacement cost the insurer would…
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