Board committee approves student nurse professional-liability coverage

5468601 · July 16, 2025

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Summary

The committee recommended approval of student nurse professional liability insurance providing $1 million per occurrence/$3 million aggregate at an annual premium of about $333 per student, to cover students who perform hands-on clinical work.

The Finance, Insurance and Section 16 Lands Committee recommended approval of student nurse professional liability insurance to cover students who perform hands-on clinical work in nursing settings.

Mister Curtis presented the item, saying the coverage is intended for students who go to clinical placements and perform basic patient care tasks such as taking blood pressures. The recommended policy limits are $1,000,000 per occurrence with a $3,000,000 aggregate and an annual premium of approximately $333 per student, according to the materials presented to the committee.

Curtis and committee members clarified that the district will not cover students whose coursework is purely classroom-based and that the per-student price can vary depending on enrollment changes. Committee members asked whether the premium is per student and the presenter confirmed the premium is calculated on a per-student basis and will change with enrollment.