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Texas Water Development Board, Kerr County staff brief residents on NFIP, permits and substantial-damage rules
Summary
Texas Water Development Board and county staff explained the National Flood Insurance Program, what it means to be a participating community, and how FEMA's substantial-damage rule (50% threshold) affects rebuilding and permitting after the flood.
KERRVILLE, Texas — Representatives from the Texas Water Development Board joined Kerr County staff to explain the National Flood Insurance Program, how communities participate, and the county’s process for substantial-damage and permitting determinations after the recent flood.
A Texas Water Development Board representative told residents the NFIP was created in 1968 to map flood hazards, set minimum development standards and provide federally backed flood insurance. The speaker said participation is voluntary for counties and cities but provides residents access to federally backed insurance and can affect eligibility for federal grants or loans. “When you're not a participating community... residents that live within your community no longer have access to that federally backed insurance,” the…
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