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Carter County officials document hail damage to vehicles and buildings, adjuster visit scheduled

June 30, 2025 | Carter County, Montana


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Carter County officials document hail damage to vehicles and buildings, adjuster visit scheduled
County staff reported extensive hail damage to county vehicles and property following a recent storm and said an insurance adjuster will inspect the damage.

The county’s staff member Judy told commissioners that “there's at least 16 vehicles that either have new windshields replaced, hail damage,” and that an adjuster was scheduled to inspect vehicles at the road shop the following day. Judy also reported damage to building materials at county sites: “the ambulance barn … one of the skylights … has two holes,” a courthouse siding panel had come off, a window pane was broken at the museum and the event center had roof dents and interior water staining. Staff discussed the possibility of roof leaks and mold if insulation and wet areas are not dried and documented before more storms.

Budget and insurance details were raised in the meeting. County staff said vehicle claims carry a $1,000 deductible per unit and that building deductibles are $10,000. Commissioners and staff agreed to have county staff contact the county insurance administrator (Jade, named in discussion) to request that an adjuster document building and vehicle damage. Staff noted some on-site temporary repairs had been done (small window pane replacement) but said insurers will generally require an independent adjuster’s inspection for claims.

Commissioners also discussed short-term steps to limit further water damage: inspecting attic spaces, drying insulation and installing fans if needed, and documenting damaged areas in case future storms reveal additional problems. Staff said they would follow up with the adjuster, ensure department heads present damaged vehicles for inspection, and collect written estimates or quotes for any larger repairs that may proceed to an insurance claim.

Ending: County staff said they would call the insurance administrator immediately to schedule building inspections and that the adjuster planned to inspect county vehicles the following day. Commissioners asked staff to preserve photo and written documentation and to return with any formal claim recommendations.

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Scribe from Workplace AI
Scribe from Workplace AI