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City broker briefs council on upcoming insurance renewal: property valuations, blanket coverage and optional policies

AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

An Avera Insurance representative presented options to update replacement-cost values for city property, change vehicle deductibles, adopt a blanket inland-marine schedule for mobile equipment, and add optional garage-keepers coverage; council authorized the auditor to proceed with renewal preparations ahead of the July 1 effective date.

Scott, an agent with Avera Insurance, told the City Council on June 5 that the city's property-insurance renewal is due July 1 and that three city-owned buildings currently on a blanket statement of values must have replacement-cost limits increased to remain eligible for 125% replacement-cost protection.

Scott said the blanket statement of values removes qualifying buildings from the individual schedule and extends a 125% margin (for example, a $1,000,000 building would be covered up to $1,250,000) if valuations are adequate. He presented a spreadsheet of six city structures, including three that currently qualify and three…

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