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CalPERS explains differences between beneficiaries and survivors and preretirement benefits
5415675 · July 18, 2025
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Summary
The presentation clarified the distinction between beneficiaries and survivors under CalPERS rules, outlined the statutory order of beneficiary designation, and listed types of lump-sum and monthly pre-retirement benefits.
CalPERS clarified how preretirement death benefits work and distinguished between "beneficiaries" — whom a member designates — and "survivors," who are defined by law. Presenter Raquel Lozano said if no beneficiary designation is on file, CalPERS follows a statutory order starting with the spouse or…
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