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Washington County treasurer defends switch to self‑insurance, cites volatility and prevention opportunities
Summary
Treasurer Al told supervisors the county's move to self‑insure health coverage saved money compared with minimum‑premium plans but creates volatility; he praised board’s prior infusion of $1 million into the health insurance fund and recommended investing in preventive programs and wellness incentives to reduce high‑cost claims.
Treasurer Al reviewed the county’s self‑insured health plan and workers’ compensation fund on Oct. 11, telling supervisors the move to self‑insurance was financially beneficial over time but has produced volatility in claim payouts.
He described self‑insurance as trading a predictable, higher monthly premium for variable claims exposure; while the county retains any surplus and the benefit of…
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