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Local visitors describe two state insurance bills: modified comparative-fault and "stated value" homeowner policies
Summary
At the Crowley City Council meeting, a visitor summarized two state bills affecting tort liability and homeowner insurance coverage: a modified comparative-fault measure and a bill requiring insurers to offer stated-value policies. Council members asked questions; no city action was taken.
A visitor to the Crowley Mayor and Board of Aldermen meeting on July 8 described two recently passed or proposed state insurance measures that he said could affect local homeowners. The visitor, identified in the meeting transcript as Mr. Kaur (speaker), told the council the first measure is a modified comparative-fault bill that would bar recovery if a plaintiff is more than 51% at fault. "If you're more than 51% at fault, you get you can make no claim," Mr. Kaur said. He described the intent as reducing incentives to sue in clear-fault crashes. The visitor also described a separate bill, which he called a "stated value policy" bill, that would require insurers to offer…
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