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City staff presents insurance‑broker proposal recommending DWJ/Travelers with higher per‑occurrence limits

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Summary

City staff presented quotes from DWJ Insurance and recommended moving multiple policies to a single broker to increase per‑occurrence limits from $1 million to $2 million for certain coverages; council asked clarifying questions but took no vote.

City staff presented a comparative review of the city’s insurance portfolio and a proposal to consolidate coverage under a single broker, DWJ Insurance, recommending Travelers (or equivalent) to raise certain per‑occurrence limits to $2 million.

Staff said the city currently uses multiple agencies for different policies (Risk Management, Henry Insurance, Rod Prejean’s office) and noted the city’s aggregate through its existing risk pool provided $1 million in aggregate on some policies, whereas the DWJ/Travelers option offered $2 million per occurrence for those lines. Staff said the motivation for the proposal was to provide more coverage to protect the city as it grows.

Council members asked clarifying questions about how law‑enforcement coverage and auto liability are structured (auto is separate from law enforcement professional liability), whether the aggregate limit applies per occurrence versus per year, and the firm’s local ties. Staff said DWJ is based in Broussard and that the mayor has an existing relationship with the broker. No vote was taken; staff presented the information and said a formal recommendation and contract would be brought back for council consideration if pursued.