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Residents press council on disclosure, taxes and fire coverage during encumbrance annexation hearing
Summary
Hundreds of residents spoke at a June 12 public hearing opposing encumbrance-based voluntary annexations, saying recorded developer encumbrances were not disclosed at purchase and warning of higher taxes and uncertain service transitions. Council approved the annexations after staff presentations and public-safety briefings.
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Dozens of residents told the St. Cloud City Council on June 12 that they felt blindsided by developer-placed encumbrances that allow future voluntary annexations, and they asked the council to delay or deny the annexations until disclosure, tax and service-transition questions are resolved.
At the hearing, resident after resident described a lack of notice at the time of purchase. “This is kind of a a bigger bump, and I just don't understand why if the agreement was made with the builder to annex in the future, why he wasn't required to disclose that information,” said Phil DeBevo, one of several speakers who said they purchased on a fixed income and cannot absorb higher taxes.
Other residents made related legal and record-title claims. “I searched the Osceola County clerk… there's no agreement and no preserved encumbrance tied to my property,” said a speaker who identified himself by name and indicated he had filed an objection and a petition. Several speakers urged council to follow the Planning Commission’s earlier vote, which staff characterized as a de facto denial recommendation.
Staff response and clarifications: Melissa Dunklin, director of community development, described the encumbrance process the city uses when it extends water and sewer beyond city limits. She said a recorded notice of encumbrance is a covenant that runs with the land and allows a voluntary annexation once the property is contiguous to city limits. Dunklin also presented estimated fiscal impacts for a “representative” taxable-value example, saying staff’s calculations show a net increase “approximately $795 per year” for that example, while also noting savings tied to the city’s solid-waste billing format and the absence of a county EMS tax.
Public-safety briefings: Fire Chief Jason and Police Chief Doug Durkee described response patterns in annexation areas and the city’s plans for additional stations. “So statistically speaking, we ran half those calls,” Jason said about a high-call-volume neighborhood (Twin Lakes). He added that in some neighborhoods city units are about “a minute to 2 minutes” closer than the nearest county units, and that the city is planning Fire Station 35 with a projected opening in roughly a year.
Residents’ asks and legal questions: Speakers pressed for access to the recorded encumbrance documents, asked whether developers properly had authority to sign on behalf of LLCs, and queried the city about the precise timing and dollar amounts of tax and fee changes. Several speakers asked the council to postpone annexation until Neptune Road construction, fire-station completion and clearer homeowner disclosures are in place.
Council action: After the hearing and staff presentations, Council Member Urban moved to approve the encumbrance annexation items and Council Member Gilbert seconded. The clerk recorded the motion as carried on a roll call later in the meeting; the transcript shows the council voted in favor and the motion “carries.”
Ending: Council members said they empathize with residents’ concerns and directed staff to provide follow-up information and additional neighborhood outreach; they also emphasized the city’s obligations under the joint planning agreement with Osceola County and staff’s view that the annexations meet statutory requirements.

