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County reports retirees can buy preventive dental plan; premium difference disclosed
Summary
Staff told the board that Guardian offers a preventive dental plan retirees can purchase through MedSurety; the preventive option reduces the premium by about $10 per month compared with the county—s comprehensive plan.
County staff reported a brief update on retiree dental insurance. After contacting Guardian, staff confirmed that retirees currently eligible for the county—s Guardian dental plan can be offered a preventive‑only plan through the county broker MedSurety.
Staff said the fully comprehensive Guardian plan the county offers to retirees carries a premium of roughly $30 per month; the preventive‑only plan premium would be about $20 per month, a savings of about $10 monthly for retirees who choose the lesser benefit package.
Why it matters: offering a less expensive preventive plan gives retirees a lower‑cost option while preserving a comprehensive plan for those who want it.
Outcome: informational. Staff will notify eligible retirees through MedSurety of the preventive plan option and the applicable premiums.
