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Commissioners table decision on covering retiree dental premiums; seek quote for preventive-only plan
Summary
Benton County commissioners voted to table further action on extending retiree dental coverage pending additional information from Guardian about a preventive-only plan and confirmation about collective bargaining agreement obligations cited by the county's broker.
Benton County commissioners on May 20 tabled a proposal to extend dental premium coverage for certain retired employees until the board receives more cost information and legal clarity.
Staff reported that Marsh McLennan (the county’s broker) advised the county that post-employment benefits would be payable only if such benefits were provided for in previously applicable collective bargaining agreements (CBAs). Staff said none of the current CBAs include retiree health or dental benefits, though four of the five retirees in the group had previously been covered under CBAs while employed. Marsh McLennan’s interpretation was presented to the board as an advisory legal/benefits opinion on eligibility.
County staff provided an estimate to cover the five individuals through age 65 at single coverage of about $7,247 (presentation noted an assumption of current monthly rate and that rates could change). Staff also said they had asked Guardian (current plan administrator) whether a preventive-only dental plan could be offered for these retirees and that Guardian had not yet returned pricing for a preventive-only option.
Commissioners raised questions about precedent, union negotiations and potential litigation if the county were to unilaterally extend benefits contrary to Marsh McLennan’s advice. Following discussion, a motion to table the matter was made and seconded. The board voiced consensus that if Guardian can make preventative-only coverage available, the county would be amenable to offering it to retirees at the retirees’ own cost, and staff were directed to follow up with Guardian for pricing; the formal motion to table was carried.
Staff noted that prior short-term coverage approved earlier had been authorized only through May, and the board indicated it would not extend coverage beyond June without further information.
