Palos Park council approves 2025 employee health‑benefit renewals; UnitedHealthcare plan selected
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Summary
On June 23, 2025, the Palos Park Village Council approved its annual employee health‑benefit renewals effective Aug. 1, selecting UnitedHealthcare for medical coverage and recommending Mutual of Omaha and VSP for ancillary plans.
PALOS PARK, Ill. — On June 23, 2025, the Palos Park Village Council approved its annual employee health‑benefit renewals, effective Aug. 1, 2025, selecting UnitedHealthcare for medical coverage and recommending Mutual of Omaha and VSP for ancillary benefits.
Village staff said 34 employees and their dependents participate in the plan. The Horton Group (now part of Marsh McLennan Agency) solicited quotes from four carriers; one carrier declined and three quotes were received. UnitedHealthcare’s proposal maintained the village’s current program structure but carried a reported cost increase of about 8.81 — described by staff as roughly $57,000 annually — a figure staff said falls within the council’s fiscal‑year 2026 budget, which anticipated a 13% increase in medical costs.
Staff reported the following recommendations and context:
• Medical: UnitedHealthcare — HMO (Navigate), PPO and HSA (Nexus) programs (renewal at +8.81%; estimated $57,000 annual increase).
• Dental: Mutual of Omaha recommended after MetLife quoted a proposed 50% increase; Mutual of Omaha’s quote was described as 0% increase from last year for certain components.
• Life and AD&D: Mutual of Omaha recommended (staff said Mutual of Omaha’s quote represented a 27% reduction relative to one renewal quote, saving about $1,350). Voluntary supplemental life insurance options would remain 100% employee‑paid.
• Vision: VSP recommended; staff reported a 0% increase from last year.
The council approved the package as presented. The motion to approve was made by a council member and carried on roll call; Commissioners Patan, Reid, Polk and Mayor Nicole Milovich Walters recorded affirmative votes in the minutes.
What the decision means
The selected renewals will be offered to employees during open enrollment; staff indicated open enrollment logistics will follow council approval. The transcript records specific quote figures and relative increases; the minutes show the council approved the renewal package as budgeted.
