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Dodge County HR committee reviews 2026 health-insurance options as self-insurance viability still unclear
Summary
Committee heard updated quotes and employee survey results; Dean Health revised renewal lowered to 16.9% and R&R broker expects preliminary viability estimate for self-insurance by June.
The Human Resources Committee met at 3:02 p.m. and reviewed preliminary 2026 health-insurance options for Dodge County, hearing that Dean Health submitted a revised renewal and that outside actuarial work on a self-insured option is still pending.
Committee members were told Dean Health initially proposed a 20.9% renewal and later provided a revised renewal of 16.9%, with a 19.9% cap proposed for 2027. HR staff reported that the county’s 2024 utilization was about 126%, a key driver of higher renewal offers. HR staff also said the Wisconsin Counties Association (WCA) returned a firm quote of 16.4% and that broker R and R has solicited other quotes from Anthem, Sentibo and a Dean Health ASO for self-insured models.
Why it matters: the committee must decide whether to continue with a fully insured vendor or prepare for a potential transition to self-insurance — a step that requires…
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