Ravalli County OKs Mako PCT 2025-26 property and casualty renewal; directs schedule and vehicle-value updates

Ravalli County commissioners voted May 30 to authorize renewal of the Montana Association of Counties pool (Mako) property and casualty contribution for the 2025–26 policy year and approved a property-acknowledgment form, with county staff to finalize amended values and vehicle valuations before the June 15 binding date.

The county’s agent, Hope Parker, presented the renewal materials and told commissioners she was "happy to present to you a decrease of point 58% this year. So you are getting a decrease of $5,581." Parker said the drop came despite an increase in the county’s total insured value — driven by higher building, vehicle and equipment valuations — and urged departments to confirm schedule values to avoid overpaying premiums.

Parker walked commissioners through several elements of the pool presentation, including reinsurance market pressures nationally, how pools use actuarial analysis to stabilize…