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County health insurance fund running $3.1M deficit; benefits consultant urges continued plan changes
Summary
Benefits consultant Carrie told the finance committee the county’s self-insured health plans show a year-to-date deficit of roughly $3.1 million through April and outlined plan design changes and member engagement as mitigation measures
Carrie, a benefits consultant to the county, told the Davidson County finance committee the county’s employee health plans are running a year-to-date deficit of about $3.1 million through April and recommended continuing modest deductible increases and member engagement to reduce costs.
“Premium is paid on the left, claims paid on the right,” Carrie told the committee while reviewing a packet distributed before the meeting; the packet showed a deficit “about $3,100,000, almost 3.2.” She said the county’s plan designs include a $1,000 PPO, a $2,500 PPO and two HSA plans, and that average membership is about 425 lives.
Carrie recom…
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