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Park County work‑comp costs rise after e-mod increases to 1.12; payroll growth also cited
Summary
Presenters said Park County’s workers’ compensation experience modification factor rose from about 0.92 to 1.12, raising premium cost; staff recommended focusing on safety measures and scheduled a county safety day.
An insurance presenter told Park County commissioners that the county’s workers’ compensation experience modification factor (e-mod) rose to 1.12 for the 2025–26 policy, up from roughly 0.92 in prior years, and that payroll growth drove additional premium increases.
The presenter (agency representative) explained how e-mods are calculated: they are a three‑year rolling average of loss experience compared with a national peer pool…
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