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County’s insurance renewal driven up by new building values, workers’ comp and market pressures, broker says
Summary
Brown and Brown presented Columbia County’s 2025–26 insurance renewal, citing a fragile national market, higher property valuations tied to recent buildings, a rise in workers’ compensation costs and layered cyber and quake/flood coverage.
Brown and Brown insurance broker Jeff St. Clair presented Columbia County’s 2025–26 insurance renewal to the Board of Commissioners on June 4, describing a “fragile” insurance marketplace and explaining the main drivers of the county’s premium increases.
St. Clair told the commissioners that market volatility and recent catastrophe losses have made capacity uncertain and that Columbia County participates in a group purchase through City County Insurance Service (CIS), which provides scale and protection. He said property and mobile-equipment coverage rose from about $204,000 to $308,000 in premium because the county added new buildings and completed an appraisal to…
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