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House asks Legislative Auditor to study 2025 insurance reforms' effects on market competitiveness
Summary
The House adopted SCR 60 asking for a study of how 2025 legislative reforms affect Louisiana’s insurance market; the floor adopted an amendment to have the Legislative Auditor prepare the report rather than the Department of Insurance.
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The Louisiana House adopted SCR 60, a resolution directing a study of the effects of 2025 legislative reforms on the condition and competitiveness of Louisiana’s insurance market and requesting a report to the legislature.
Representative McCrossen explained that the resolution requests the Legislative Auditor prepare a data‑driven evaluation of whether recent changes are improving competition, lowering premiums and attracting insurers in homeowners and auto markets. An amendment offered on the floor stipulated that the Legislative Auditor rather than the Department of Insurance prepare the report; Representative Ferment argued the auditor has the tools and personnel to produce a thorough evaluation and the House adopted the amendment without objection.
During questioning, Representative Willard asked follow‑up about how the legislature would use the results and whether the focus was homeowners or auto insurance; Representative Carlson said the report would cover both and that favorable results would inform potential further action by committees or members but he did not commit to specific follow‑up legislation.
Motion and vote: The conference report was adopted on a recorded vote of 69 yeas and 24 nays, the clerk announced.
Why it matters: The resolution creates a formal, data‑driven mechanism—through the Legislative Auditor—to measure legislative reforms’ market effects and provide the legislature with empirical information to guide any additional policy steps.
