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Monongalia County approves Highmark plan as commission agrees to absorb employees' increased costs
Summary
The Monongalia County Commission accepted a Highmark Blue Cross Blue Shield renewal that raises county health insurance costs and voted to keep employee premiums stable by covering the county'side increase and funding increased deductibles through the county HRA.
Monongalia County commissioners on June 11 approved a Highmark Blue Cross Blue Shield renewal for the county's employee group health plan and voted to keep employee contributions at current levels by covering the county'side premium increases and funding higher deductibles through the county'held HRA.
The vote followed several months of negotiations after Highmark's initial underwriting proposals showed large increases driven by the county's claims experience. Commissioners were presented with multiple offers, and the commission approved a package described in the meeting as carrying an overall county-level premium increase of about 28.48 percent, together with changes to deductibles and coinsurance.
Commissioners and staff said the county's plan has a small share of participants generating a large share of claims, which has driven…
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