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Mills County approves 2026 employee insurance renewal; employee single rate rises above $1,000
Summary
Commissioners approved renewal rates for the county group health plan for 2026, including a roughly 5.2% increase that raises the employee‑only premium above $1,000 a month.
Mills County commissioners unanimously approved renewal rate changes for the county group health plan for 2026, including an increase that places the employee‑only monthly premium above $1,000.
County staff presented the insurer’s renewal package and noted a 5.2% increase from the prior year’s employee rate. The materials in the commissioners’ packet show last year's employee‑only rate at $989.22; the new employee‑only rate listed in the packet is $1,040.66.
Commissioners discussed plan options, deductibles and alternatives such as higher deductibles to limit premium growth; several members said they value offering health insurance as an employee benefit despite rising costs. One presenter noted that vision and dental plan rates did not increase.
A motion to approve the renewal rate changes for Mills County health insurance for 2026 carried by voice vote. No specific changes to benefits were adopted in the meeting record; staff said the board must return the signed renewal to the insurer by June 27.
The packet also referenced a one‑time term benefit (death benefit equal to one year’s salary) for eligible employees, but commissioners did not change that provision during the meeting.
