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Jefferson County renews debt-collection contract with American Financial Credit Services
Summary
Commissioners approved a renewal of a vendor contract with American Financial Credit Services to resume collection of judgment debts; staff said the county has not used the vendor in recent years and the contract mainly updates names and contact information.
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Jefferson County commissioners approved a vendor service contract renewal on June 5 with American Financial Credit Services (AFCS) to resume collection of the county’s judgment debts, a county staff member said during the meeting.
“Yeah. So what I'm doing is I'm just, updating our contracts that we have with AFCS, which is American Financial Credit Services. …they collect our judgment debts,” a staff member said, adding the county has had the contract before but “we just haven't utilized them in the last few years.”
A commissioner made a motion to approve the AFCS vendor service contract and the motion was seconded. The motion was approved by voice vote.
Why it matters: Renewing a contract with a debt-collection vendor reinstates an option for the county to use third-party collection for outstanding judgments. The staff member said the renewal mostly updates names and administrative details; no contract dollar amounts or contingency-fee rates were presented during the meeting.
What was said and what happened: Staff described AFCS’s previous role: sending certified letters, demand notices and managing communications to collect judgments. County commissioners voted to approve the contract renewal during the meeting; no detailed fee schedule was discussed on the record.
Ending: County staff will carry the renewed contract forward for signature; commissioners did not discuss immediate plans to reengage AFCS on specific accounts during the public meeting.

