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Judge grants judgment to JPMorgan Chase for $5,992.65 after defendant admits account balance

3674599 · June 5, 2025
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Summary

Judge Tammy Long Hayward entered judgment for $5,992.65 in a collection case after the defendant admitted the debt in her answer and counsel for the bank sought judgment on the pleadings; the court encouraged the defendant to work with the creditor on payment arrangements.

Judge Tammy Long Hayward granted judgment June 4 in a consumer collection case after the defendant, Yonta Rodriguez, admitted the indebtedness in her answer but said she could not currently pay.

Counsel for JPMorgan Chase requested judgment on the pleadings for $5,992.65 in principal; the firm's lawyer told the court the defendant had filed an answer but had admitted the facts necessary to support the claim. "This matter is extremely straightforward," JPMorgan's counsel said during the hearing.

Rodriguez told the court she was not working and caring for young children and asked for leniency. The judge told Rodriguez the court would enter judgment but encouraged her to negotiate a payment plan with counsel for JPMorgan Chase. Hayward noted the plaintiff was seeking principal only and urged Rodriguez to contact the creditor to discuss possible repayment arrangements and to consider employment opportunities that provide benefits and income stability.

The court granted judgment for the amount the creditor sought: $5,992.65 in principal (court cost reported in the hearing $93.65). The judge advised the defendant to continue discussing payment terms with JPMorgan counsel; the case record will reflect the judgment and the creditor may pursue collection remedies allowed by Georgia law if the parties do not reach a payment arrangement.