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Casper faces insurance and workers’ compensation premium increases; staff explain drivers and mitigation
Summary
Risk staff and the city’s representative at the Wyoming Association of Risk Management said liability and workers’ compensation costs are rising because of higher repair costs, claims experience and broader market pressures; the city mitigated some increases by using pooled resources and investment income.
City risk staff and the city’s representative to the Wyoming Association of Risk Management (WARM) briefed council on insurance and workers’ compensation changes reflected in the FY26 draft.
The nut graf: staff said they originally faced larger premium increases but worked with the WARM pool and used investment earnings to offset underwritten rate rises; staff also said workforce‑services rate changes and prior, high‑cost claims…
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