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TAC presents health‑plan midyear review; Polk County faces roughly 8.2% medical renewal

3533702 · May 27, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The Texas Association of Counties (TAC) reviewed Polk County's group health plan performance, reported a short‑term loss ratio and proposed an 8.2% renewal for the county's major medical plan; TAC also presented voluntary dental, vision and life options and recommended wellness and cost‑containment strategies.

Clarissa Messenger, employee benefits consultant for the Texas Association of Counties (TAC), presented a midyear plan review and renewal options for Polk County's group health benefits, saying the pool's recommended baseline was 6% but Polk County's data produced an "8.2% renewal increase."

Messenger described the county's recent claims experience and the pool context TAC uses to set rates. "Over the last 12 months ... we're seeing that y'all's loss ratio is close to a 21%." She added that on a three‑year basis Polk County's loss ratio is about 98%, meaning prior years helped offset recent higher claims. "When we look at a 36 month loss ratio ... we are seeing a 98%."

Messenger reviewed the county's current major‑medical…

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