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Witnesses urge home hardening, neighborhood mitigation and program changes to stabilize insurance markets
Summary
Insurance experts, fire officials and lawmakers told the committee that scaling home-hardening, consistent defensible-space standards and targeted financial incentives are necessary to keep properties insurable in high-risk wildfire areas.
At a House Natural Resources hearing, insurance and fire-safety experts urged federal, state and local policymakers to expand programs that harden homes and reduce neighborhood ignition risk to stabilize insurance markets and lower recovery costs after wildfire.
The hearing focused on the interface between structural vulnerability and insurer decisions. Roy Wright, president and CEO of the Insurance Institute for Business and Home Safety (IBHS), described simple, evidence-based building measures — class A roofing, ember-resistant vents and clearing combustible materials within 5 feet of structures — and neighborhood actions such…
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