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Rutherford County committee endorses modest 2026 increases to active employee medical plan and changes to Medicare Advantage
Summary
County insurance staff recommended a 6% increase to active and pre-Medicare medical plan rates for 2026, a $100 increase in the embedded high-deductible plan deductible, no change to dental and vision premium rates, and selection of a lower-cost Medicare Advantage option for retirees.
Rutherford County’s insurance and purchasing committees presented recommendations May 8 to the Budget, Finance and Investment Committee that would raise active and pre-Medicare medical premiums by about 6% for 2026 while keeping dental and vision premiums unchanged.
Ed Elam, the county’s insurance and risk management director, told the committee the recommendation came from the insurance committee and purchasing after actuarial analysis and competitive review. “The recommendation coming from the insurance committee and, forwarded to the budget committee was a 6% increase for active and and pre Medicare medical plan rates,” Elam said.
Nut graf — why it matters: The county is self-insured for medical…
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