Globe Life agent asks Freestone County for permission to market refundable policies to county employees

Sam Cook, representing the Amy Heritage division of Globe Life, asked Freestone County officials for permission to approach county employees to offer refundable and portable insurance plans.

"My name is Sam Cook. I am with the Amy Heritage division of Globe Life," Cook said during public comment. He described plans that pay for cancer, heart attacks, injuries, ICU stays and other events, and he emphasized portability: "It's not attached to the county. It's attached to you guys."

Cook told the meeting many of the company's plans are "100% refundable," explaining: "Simply put, you get a plan with us, keep it for a certain amount of time, and don't use it. You get all of your premiums back." He said he has worked with local fire and police departments and about 20 to 30 local businesses and would typically follow an approval by sending an email introduction and individual follow-up.

A meeting participant clarified that any formal approval for county-facilitated distribution would need to be placed on the meeting agenda. "For us to approve, it would have to be on the agenda," the participant said. Cook then asked who to contact to request a flyer be inserted in payroll stubs or an email blast; staff replied that the county would direct him on the process if he sought placement on a future agenda.

Cook also offered a testimonial from a policyholder he named as John Clark and said that, as of the testimonial date, the company had paid that policyholder $114,499.20. "We had paid him $114,499.20. So these things are truly life changing," Cook said.

No formal county action was taken at the meeting on Cook's request; staff indicated the proper channel for any county-facilitated distribution would be a future agenda item and that individual employees could contact the agent directly if distribution did not involve payroll deductions or county processing.