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Committee moves version of Consumer Alternative Installment Act with reporting and credit protections

3213350 · May 6, 2025
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Summary

Lawmakers advanced HB 513, which would create a Consumer Alternative Installment framework with caps, precomputed loan definitions and commissioner authority; the committee adopted sponsor and procedural amendments and reported the bill favorably.

Representative Reiser presented House Bill 513, the Consumer Alternative Installment Act, to create a statutory framework for a certain class of consumer installment loans, set maximum loan values and define precomputed consumer loans. The sponsor brought a set of negotiated…

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