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House Insurance Committee adopts H-2 substitute and reports HB 4071 10-0

3131022 · April 16, 2025
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Summary

The House Insurance Committee voted unanimously to adopt an H-2 substitute to House Bill 4,071 and reported the bill with a recommendation that it pass. The substitute narrows the bill’s scope to exclude health insurers, restores a consumer definition, removes a director rulemaking provision, and resolves a conflict with another bill.

The House Insurance Committee voted 10-0 to adopt an H-2 substitute to House Bill 4,071 and reported the bill with a recommendation that it pass.

Minority Vice Chair Carter, sponsor of HB 4,071, told the committee the H-2 substitute reflects stakeholder discussions and technical fixes. "This version of the bill has received support from the Department of Insurance and Financial Services, Blue Cross Blue Shield, Chubb Insurance, and John Hancock," Carter said. She summarized changes included in the substitute: clarifying that health insurers are not covered by the bill, removing a director rulemaking provision, restoring the definition of "consumer" that had been removed in an earlier draft, and revising language to resolve a potential conflict with Representative Aragona's House Bill 4,179.

Chair Harris read into the record written positions from stakeholders: Ken Morin of the Life Insurance Association of Michigan (not wishing to speak, supports), Dyke Van Coovering from IAM (not wishing to speak, neutral), Jenny Giles of the Department of Insurance and Financial Services (not wishing to speak, supports), and Joe Roth of the American Property and Casualty Insurance Association (not wishing to speak, supports).

On a motion to adopt the H-2 substitute, the clerk called the roll: Chair Harris — yes; Representative Tisdell — yes; Representative Leitner — yes; Representative Posthumous — yes; Representative Aragona — yes; Representative Nyar — yes; Representative Schutte — yes; Representative Carter — yes; Representative Tate — yes; Representative Fitzgerald — yes. The motion prevailed, 10 yeas, 0 nays, 0 pass.

The committee then voted to report HB 4,071 as substituted with a recommendation that it pass; that motion also carried on a 10-0 roll call.

The record does not include floor scheduling or additional amendments; the committee report is a recommendation that the full House consider the bill.

Votes at a glance: HB 4,071 (H-2 substitute) — Adopted and reported with recommendation to pass; roll call 10-0.