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Missoula County approves 10% increase to employee medical premiums for FY2026
Summary
Commissioners approved a 10% across-the-board increase to the countys medical premium rates, citing sharp rises in specialty pharmacy costs and hospital facility charges; plan amendments to out-of-network coinsurance and pharmacy program participation were also approved.
The Missoula County Board of Commissioners approved a 10% increase to employee medical premium rates across plan tiers, effective July 1 for fiscal year 2026.
County benefits staff told the board the increase responds primarily to rapidly rising pharmacy costs and growing facility claims. "The primary driver, again, remains pharmacy benefit spend," a county benefits administrator said during the meeting, adding that specialty pharmaceuticals have become more common and "its not uncommon for our plan and other employer funded plans to see a fair number of members receiving drugs that are in the 5 to $10,000 a month range."
Officials also cited rising hospital and…
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