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County treasurer reports reinvestment of matured CDs and short-term laddering to capture higher yields

3088073 · April 17, 2025
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Summary

Clallam County reinvested two matured certificates of deposit and will use a mix of short-duration higher-yield instruments and longer-duration no-call investments to balance yield and liquidity amid volatile rates.

Clallam County finance staff reported reinvesting two matured certificates of deposit into new fixed investments and outlined a dual strategy of locking longer-term no- or low-call investments while running a shorter ladder to capture higher near-term yields.

Why it matters: the county’s investment choices affect cash availability for government operations and the return on public funds. Staff told the committee that one reinvestment was placed for 12 months at about 4.06% (4.16% APY) and another for 18 months at about 4.25% (4.33% APY). The committee was also briefed on Local Government Investment Pool (LGIP) rates and recent market volatility.

Senior Accounta…

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