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Committee reports bill on mitigation of medical claims in auto cases after contentious debate

3040818 · April 16, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 440, revised during the hearing, would create a rebuttable presumption a claimant who has health insurance and does not use it failed to mitigate medical damages; the committee reported the bill with amendments. Supporters said the measure addresses inflated medical billing practices; opponents said it could force injured people to pay

Representative Henry brought House Bill 440, which the committee amended to remove a prior requirement that claimants must use their private health insurance before pursuing auto-liability claims. The amended bill instead creates a rebuttable presumption that a claimant who had health insurance but did not use it failed to mitigate medical damages; the presumption may be rebutted for good cause.

The Department of Insurance described the change as…

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