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District recommends modest premium increases and plan design changes for employee health benefits
Summary
Staff proposed renewing the district health plans with modest premium increases, recommended plan‑design changes to a primary HRA plan, and presented estimates of employee out‑of‑pocket impacts; trustees asked for median/typical household impact before deciding.
District benefits staff and the district’s insurance consultant presented recommended renewals for health, dental and vision plans on March 10 and proposed modest premium increases alongside targeted plan‑design changes to limit the district’s projected exposure.
What staff proposed: The district recommended small premium increases (examples presented: single plan per‑paycheck increases of $1.63 and family plan increases of about $5.00 per check for an educator) and plan‑design adjustments to the $1,500 single / $3,000 family HRA plan that would change certain coinsurance and cost‑sharing elements. Staff said these changes would help address multi‑year underfunding of the plan: ‘‘Your plan is really efficient… if our premiums were higher, our…
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